Do not use the following claims in any partner or merchant-facing materials.
No "Bank" Claims: Do not describe Bead as a bank, custodian, money transmitter, MSB, trustee, escrow agent, or fiduciary.
No "FDIC" Claims: Do not claim any funds are "FDIC insured" through Bead.
No Guarantees: Do not guarantee approval rates, conversion rates, settlement times, or "chargeback protection" unless Bead provides written substantiation for the specific claim.
No Evasion Language: Do not use "no KYC," "anonymous," "untraceable," "bypass the banks," or similar language.
No Over-Promising: Do not imply a merchant can accept every wallet/BNPL provider by default. Merchants must be enabled per method.
